Modular Home Financing Loans Modular Homes - The Up and Coming Building Style Explained Refinance Modular Home - Refinance - Modular Home Refinancing Options for Modular Home mortgages have long been misunderstood. Because Modular Homes are built to local and state building codes and assembled in a number of modules on the home site, they absolutely qualify for traditional low-rate mortgage financing typically accorded to site-built homes. Every type of home loan product is available to Modular homeowners and home buyers-- Modular Homes are unique under the broader category of "prefabricated" homes because they are not built to a national HUD standard, but rather they are subject to the same building codes for state and locality as site-built homes. Modular Homes are virtually indistinguishable from traditional stick-built homes. Modular Home is in a Leased Lot Community Single section modular homes can be no older than 20 years. Multi-Section modular homes can be no older than 1977, with the exception of California, where the multi-section modular homes can be 1970 & newer. All modular homes must be in good condition, and must not need major repair, to include roofing, skirting, siding and carpeting. Modular homes can be located in modular home parks, on owned or leased land, or on private or family land. |
Modular Home Financing We are pleased to offer modular home loans for home purchases and mortgage refinance loans. Our modular home financing and refinancing products are the same as traditional stick-built home loan products because of the high construction standards of modular homes. In fact, a modular home is virtually indistiquishable from a site built home. That's why the best home loan products are available for modular home financing and refinancing. Low-down-payment FHA insured loans, FHA Streamline Refinancing for existing FHA mortgages, Conventional, VA and Jumbo mortgages are all available |
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